I think this is a good excerpt too, from part 4:

If you’ve never lived paycheck-to-paycheck, then here is how it goes…

1. An irregular bill shows up. Something broke, somebody got sick, you get a speeding ticket, whatever.
2. You don’t have enough money to pay the bills. The cash just isn’t there. Paying late incurs late fees, which make the problem worse, so you want to be late on as few things as possible. You pay as much as you can, taking your bank balance down to almost nothing.
3. Except! You forgot about that one auto-pay fee for your website, or that one time you used the debt card to pay for gas, or you accidentally bungled the math and spent slightly more than you had, or there’s that one check you sent out two months ago and forgot about and the recipient is now getting around to cashing. Because of this, you bounce a check. That $100 check to pay the electric bill doesn’t clear because you only have $95 in the bank. The bank punishes you for this by charging to a fee, which ranges from $20 to $100 depending on the bank. So not only do you not have enough to pay the bill, but now your bank balance is actually negative. They charge you another fee for that. So your bank balance is now -$50 and you still haven’t paid the bill. A bunch of angry notices are sent out.
4. You put some more money in the bank. Say $100. You now think you should have about $100, but you actually only have $50. You write another check to the phone company and it bounces, incurring another double-whammy overdraft fee + extra fee. Once again you’re in the hole.
5. The mail finally arrives, and you realize your blunder. You’re now down a couple of hundred dollars and you still haven’t paid the electric company or the phone company. They hit you with some punishment fees for sending the bad checks, plus a late fee for not paying on time. So there’s another hundred bucks in random fees. More bills end up late the next month. Since you live paycheck-to-paycheck, you will never, ever be able to catch up.

Think about a situation like that: You know that your entire coming week of work is all going to be eaten by fees stemming from a simple mistake.

This was even harder to see coming or deal with during the time he's talking about (2008 or so), before online banking was common, and almost everything was paid with checks that could be outstanding for weeks or months. You couldn't easily get an accurate, up-to-date balance unless you kept careful records, and it was easy to make mistakes or omissions.

Reading that was completely...alien experience to me. I don't think I've ever had a religious experience (or really even very strong emotions) so reading through that was fascinating.

Have you had any experience relating to your other visions since you wrote that?